Alloy + Enigma
Alloy and Enigma have partnered to bring comprehensive business identity and financial health data directly into Alloy's identity decisioning platform. This integration enables Alloy customers to enhance their KYB workflows with Enigma's rich data on 34M+ verified businesses.
With Enigma data available natively in Alloy, customers can verify business identity, assess financial health, and make faster, more confident onboarding decisions, all without leaving the Alloy platform.
Streamlined KYB with Real Business Data
Alloy's identity decisioning platform helps banks, fintechs, and other financial institutions automate their onboarding and compliance workflows. By integrating Enigma's comprehensive business data, Alloy customers gain access to verified entity information, real-time revenue signals, and firmographic data, directly within their existing decisioning flows.
What the Integration Enables
- Business Identity Verification: Confirm legal entity names, addresses, TINs, and registration status using Enigma's Secretary of State and IRS data.
- Financial Health Assessment: Access revenue estimates, growth signals, and transaction patterns from Enigma's card transaction panel covering 40%+ of U.S. card volume.
- Risk Signal Enrichment: Detect anomalies in business activity, refund patterns, and revenue trends to flag high-risk applicants earlier in the process.
- Automated Decisioning: Use Enigma data as inputs to Alloy's workflow builder to create rules and models that approve, review, or decline applications automatically.
Built for Compliance Teams
The integration is designed for compliance and operations teams who need to balance thoroughness with speed. Enigma data helps reduce manual review rates by providing trusted signals that automated rules can act on, resulting in faster approvals, fewer false positives, and a better applicant experience.
